A bank account is essential for getting paid, receiving benefits and paying rent, but it can feel out of reach if you have no fixed address. The good news is that there are real options.
Basic bank accounts
Most major banks offer a basic bank account with no overdraft and no monthly fee. These are designed for people who cannot get a standard account, and they are a good place to start.
Using a care of address
If you do not have your own address, some banks accept a care of address, for example your supported housing scheme, a hostel, a day centre or a trusted friend or family member. Ask your support worker if the service can act as your address for post.
Proving who you are
Banks need to confirm your identity. Useful documents include a passport or driving licence, a benefits or tax letter, or a letter from a support worker or hostel. If you have none of these, a support service can often help you get started.
Getting help
Support workers and local advice services help people open accounts all the time and know which banks are most flexible. If you are in supported housing, ask, because getting your account sorted unlocks almost everything else.